401(k) TPA resignation and filing deadline — 2026-09-03

Jamar's email to Brandon and JT at 12:49 PM ET, Derek copied, flagging a plan-administration issue for compliance, operations, and business continuity. Six PDFs attached (a resignation email and a resignation letter per plan); not fetched by the sweep.

Summary

• Nydia Retirement Solutions sent resignation notices for three plans: the Triumph Capital Management 401(k) Profit Sharing Plan, the Mouthfuls, Inc. 401(k) Profit Sharing Plan, and the Stark Real Estate Group 401(k) Profit Sharing Plan.
• Per the letters, Nydia is terminating its service agreement, will do no further work, and says another firm should be engaged as soon as possible to coordinate contributions, file the 2025 Form 5500, and monitor compliance and amendment requirements.
• The letters cite the 2025 Form 5500 deadline with extension of 2026-10-15 and potential penalties if filings are late.
• Jamar made Derek aware and wants compliance and operations to have visibility; he offered to assist.

Decisions

• None recorded; the email is a flag, not a decision.

They asked me for

• Jamar: awareness and whatever help he can give; no specific task assigned to JT.

I asked them for

• Nothing raised.

Concerns and frustrations raised

• Jamar: continuity of plan administration and the 2026-10-15 filing deadline.

What they are focused on

• Jamar: keeping compliance and operations ahead of a deadline with penalties attached.

Doable / not doable / needs a decision

• Engaging a replacement TPA before the 2025 Form 5500 deadline → doable, needs an owner and a decision on who engages the firm for each plan. Derek's Zakir reply the same day says a TPA was removed from the Zakir plan accounts; whether that is the same administrator is not stated and should not be assumed.

Action items

Mine

• Get an owner and a date for the replacement TPA on all three plans; the firm's own plan is one of them — target 2026-09-08 — (Notion: not pushed)
• Add the 2026-10-15 Form 5500 deadline to the compliance calendar as a hard date — target 2026-09-04 — (Notion: not pushed)

Theirs

• Derek and Brandon: decide who engages the replacement TPA — no date in the email
• Jamar: forward anything further from Nydia — open-ended

Suggestions for me

• The TCM plan is the firm's own; that one is operations, not just oversight. Put it first.
• Read the six letters before assigning; the resignation effective date and any transition help Nydia offers are not in the email body.

Notable quotes

"I wanted to flag a 401(k) plan administration issue so it is on your radar from a compliance, operational, and business continuity standpoint." — Jamar Anderson