Team

Brandon Drespling

President & Chief Compliance Officer, Triumph Capital Management
Where things stand
  • President and CCO; reviews and signs everything JT prepares for compliance and countersigns the daily custodian packages.
  • Zakir: on 2026-09-11, the day Derek had promised the clients a document package, Brandon emailed them instead that the internal review is complete and asked for a call. No package, no figure, no reply from the clients by the end of the window. JT's side is finished and filed: reconciliation site, matter folder, 2026 timeline, and an AppRiver export back to 2016 showing no email ever stated 1% or 1.25% before 2026.
  • Still owed as CCO: the credit decision and the complaint-register entry; both now sit behind a call he is waiting for the clients to take.
  • Kephart solicitor due diligence: assigned 2026-09-09, submitted and approved by him 2026-09-12, eleven days inside his own target; cleared to continue, with two in-house file items left for remediation and no owner named.
  • The Market & Economic Review deck is now a rolling product: he sends charts and Fed quotes in the evening, JT ships a versioned update to a dated Box folder under his TCM Firm File the same night, and he presents it to clients (used 2026-09-11; Monday 2026-09-14 with "fisher").
4open asks of you
Relationship to JT
JT prepares compliance work, Brandon reviews and signs; Reviewer on every JotForm compliance submission; countersigns the daily custodian packages via Box Sign
Channels
Teams, Outlook, Notion "JT & BD (Compliance)" teamspace
Notion tasks
Brandon/JT — Projects, Tasks & To-Do (see tcm-compliance-ops.md "Notion System Reference")
Related files
[E:\Desktop\Brandon](file:///E:/Desktop/Brandon/) (2026-09-03 note drafts v1–v4, Working Notes, JT ScratchPad) · Enkodia deck review · Zakir Record README
Last meeting
2026-09-12 → record
Last updated
2026-09-13

Focused on

  • Getting the Zakirs on the phone: emailed them that the review is complete and proposed a call the same day or next week; read their silence as unwillingness to engage. record · Teams
  • The Market & Economic Review deck as a live client tool: presented it 2026-09-11 ("Clients love the data"), fed JT a rolling 10-year bond chart, two more images and three Fed/CPI lines for the next version, and will present again Monday 2026-09-14. record
  • Closing the compliance file on Jessica Kephart, a solicitor who is already active on accounts. record
  • The bond section of a deck: he sent a slide he wants added to the layout there, which JT endorsed. The slide itself is not retrievable through the connector. record
  • Getting his own new Zoom phone working around a full afternoon of client meetings — voicemail greeting first, then the mailbox PIN. record
  • Getting the Zakir complaint record filed correctly under the compliance structure, and getting the firm's acknowledgment to the clients out in his own name as CCO. record · email
  • Adding YTD realized capital gain/loss visibility to the Fiduciary Oversight Report, and clearing stale ex-Kolker Fidelity accounts out of Black Diamond. record
  • Whether the Zakir paper trail holds rather than what the credit should be: he traced the agreements back to the 2015 DB-plan account, confirmed nothing is missing, and located the ambiguity in the MAP language. record
  • The compliance change log and Manual updates (AI portion) waiting for his review; he will take them 2026-09-04 or over the weekend. record
  • The disclosure language on the daily Options Report notification, at JT's request. record
  • The Enkodia AI pitch deck (14 slides, draft) a contact shared with him; he wants JT's read before he responds. Brandon-Note v4
  • Zakir fee reconciliation v2 pending his CCO review: billing matched the signed agreements (2% / 2.2% / 1%), memo is COMPLIANT - WITH NOTES, and the decision is whether to extend a credit and on which basis (scenarios from $1,034 to $40,124) plus the complaint-register entry and his direct contact with the clients. (corrected 2026-09-03 by JT) Zakir Record README
  • Compliance Manual and Supplement updates being finalized with JT; the Portal trainings match them and the 2026 changes. E:\Desktop\derek.md
  • Fee accuracy on Dan Mayer's Canvas book: conversions changed the TCM fee without re-triggering the no-fee-schedule check, so Black Diamond fees may be wrong; he wants it run as a special fee audit. record
  • The IAR state registration project, worked with JT by call on 2026-06-08 and 2026-06-11; his tracker is "IAR State Registration Project.xlsx". record · record
  • The Fiduciary Oversight Report as his daily working file ("Let me get a fresh one"); Brian Stark's Fidelity TTAMP accounts allocated by hand from the MAP; iRebal settings unusable, calling the vendor. record

Asking me for

  • Run the email archive back before 2026 for any mention of the 1% or 1.25% rate to the Zakirs, "if it's easy." Status: done same day — AppRiver export 2016–2026 filed to the matter folder under Correspondence; no such mention found. record (Notion: not pushed)
    done
  • Add his bond chart, then the Fed/CPI quotes and a second bond image, to the Market & Economic Review deck. Status: done — v1 5:11 PM, v2 (CPI slide) 10:05 PM, both in the new Box folder with Update Summaries. record (Notion: not pushed)
    done
  • Due diligence on new solicitor Jessica Kephart (prior licensing, anything else that could be an issue), written as a compliance submission and saved to her Active Solicitors folder. Status: done 2026-09-12 — submitted 5:25 PM ET, he approved it 6:23 PM ET, archived as a compliance record; cleared to continue. record · 2026-09-12 (Notion: not pushed)
    done
  • Whether JT knows the voicemail mailbox password. Status: answered no; Chad confirmed by email the same evening that PINs are system-generated and only the user can retrieve them, so Brandon has to pull his own. record (Notion: not pushed)
  • Add a "YTD Realized Capital Gain/Loss" column at the far right of the Fiduciary Oversight Report. Status: open, target 2026-09-11 — he said "Don't need it now... Just whenever this week." record (Notion: not pushed)
    open
  • Save the entire Zakir complaint review to Box\Triumph Capital Management\Team\1_COMPLIANCE FOLDER\CLIENT COMPLAINTS\CLIENT COMPLAINTS\2026\2026-Q3_Client Complaint Review, in addition to the client file. Status: open, target 2026-09-08. record (Notion: not pushed)
    open
  • Populate columns C and D on the Kolker fee sheet, asked for by Kolker and Mike Knoebel. Status: done same morning; Brandon forwarded it at 9:59 AM. record
    done
  • Confirm whether a Fidelity rep code belonged to any TCM advisor. Status: done same morning — no match; the accounts were ex-Kolker clients who never came over. record
    done
  • The oldest Zakir client agreement on file, to test whether one was missing, and confirmation the joint account was billed 1.0% from 2023 to present. Status: done same day — earliest is the 2015 DB-plan agreement, nothing missing; joint confirmed at 1.0% since it opened in 2023. record (Notion: not pushed)
    done
  • A read on the Enkodia pitch deck: is the idea good, are the numbers right (he flagged the token-cost slide first), and what should he say to the person who sent it. Status: open, JT's response drafted through v4. Brandon-Note v4 · Enkodia review (Notion: not pushed)
    open
  • Where a PowerPoint went that JT said was auto-deleted from Downloads. Status: done, JT recovered it from the NAS backup. Brandon-Note v4
    done
  • Populate the current Black Diamond fee (tiered or blended) for Dan Mayer's Canvas accounts against his MAP column. Status: done the same morning as the BD Fee Clean Up workbook (12 match, 59 mismatch, 20 to look), "not fully wrapped"; the 20 yellow items were open at window end and their later status is not on file. record (Notion: not pushed)
    done
  • Add Stark's two small non-TAMP accounts to the report ("tomorrow is fine for those"). Status: open as of 2026-06-10; later status not on file. record (Notion: not pushed)
    open
  • A fresh Fiduciary Oversight Report, asked most mornings in the window. Status: done each time (2026-06-08 twice, 2026-06-10 twice, 2026-06-11). record · record · record
    done
  • Convert a scanned image to PDF. Status: done in eight minutes. record
    done

Concerns and frustrations

  • Resigned to the Zakirs not engaging: "It doesn't look like they're going to respond to me anyways..." and, later, "no response..." record
  • Market, not work: the Fed is repeating 2021 ("Wrong then. Wrong now. Huge policy error.") and "bonds have been getting smacked hard." He wants that argument in the client deck. record
  • Skeptical of the Enkodia token-cost slide before JT's review confirmed it was wrong ("You were right to flag it"). Enkodia review
  • JT's read: Brandon was likely puzzled by the "automatically deleted from Downloads" explanation for the missing PowerPoint ("If I was you I'd be like wtf is he talking about"). Brandon-Note v4
  • Under the weather; left the office mid-morning and pushed the review to the next day or the weekend. record
  • "iRebal settings are so messed up that I can't even use it at this point." record
  • The IAR state registration site: "seriously, so annoying"; it never asked him to pay the Texas fee. record
  • Fees in Black Diamond on Dan Mayer's Canvas accounts "may be incorrect". record

Doable vs. not doable

  • A rolling, versioned Market & Economic Review deck → doable and now housed; the cost is JT's evening each time he sends new material. record
  • The Zakir document package Derek promised for 2026-09-11 → needs a decision (his and Derek's) on whether it still goes and when; JT's inputs are complete. record
  • Kephart due diligence → doable and routine; the only wrinkle is that she is active before the review, which the submission should say. record
  • Cancelling the old phone contract and getting a return shipping address → doable, and he took it, but for 2026-09-09 rather than the same day Chad asked for. record
  • Supplying his voicemail PIN → not doable by JT; system-generated and visible only in his own Zoom settings. record
  • Fiduciary Report YTD realized gain/loss column → doable, and he set the pace himself ("whenever this week"), so it does not need to jump the queue. record
  • Formal Compliance Submission on the Zakir matter → deferred by him, not declined: "once it's all done and settled." The folder filing happens now, the submission after resolution. record
  • Zakir documentation → holds. Five signed client agreements back to the 2015 DB-plan account, nothing missing, billing matched the papers. The exposure is not a billing error but the pre-2026 MAP language, which did not say which accounts an agreement governed, so a client could sign the 2023 agreement believing it superseded the earlier MAPs across all accounts. record
  • Enkodia, JT's read: the problem is real (invented citations, files staying in-house); the product as pitched is not underwritable (0% hallucination claim, cost slide wrong and inconsistent with itself, TAM math error, no UI or MVP, one technical point of failure, no third-party test). JT holds roughly a 20% chance he is wrong. Enkodia review · Brandon-Note v4
  • Black Diamond versus MAP fee reconciliation for Dan Mayer's Canvas accounts → doable the same day from a full Black Diamond pull; the corrections need his per-account decision. record
  • Fidelity model allocations for Stark's four accounts → doable manually from the TTAMP MAP; no Fidelity model or custom field needed. record

How to work with them

  • Delegates format and location decisions outright ("You pick", "Wherever") and then adopts what JT builds without revision. Propose the structure; do not ask him to choose. record
  • Sends deck material late in the evening in bursts (images, quoted lines, one-line reactions) and expects it to appear in the next version; he does not write the slide himself. record
  • Assigns compliance work with a stated window ("next week or two") and a Box destination in the same message, then edits the message later (this one was modified 2026-09-11) — re-read the original before acting. record
  • He says plainly when he cannot take something on rather than accepting and slipping: "I can't today, but tomorrow can," followed by exactly why. A deferral from him is reliable; treat it as scheduled, not dropped. record
  • He states his own deadline when a request is not urgent ("Don't need it now... Just whenever this week"). Take him at his word rather than treating every ask as same-day. record
  • He decides filing structure out loud and expects it followed; he named the exact Box complaint path unprompted. Ask him where something files rather than choosing. record
  • He is the right first reader for anything client-facing on a compliance matter: JT sent him the Zakir analysis before Derek and got both a confirmation and the MAP-language explanation that the analysis alone did not surface. Route it past him first by default. record
  • He knows the document history from memory and will supply it faster than a search will ("What is the oldest one dated you have?" → the 2015 DB plan). Ask him before spending time hunting Box. record
  • He defers client contact to the IAR's response even when he is the named CCO contact ("going to wait and see what Derek puts together"). If a written commitment to the client depends on him reaching out, say so explicitly rather than assuming he will move first. record
  • JT writes the long overlay for his own benefit and puts a "short version" at the bottom for Brandon, flagging the long part as optional ("skim to the short version at the bottom"). Brandon-Note v4
  • JT separates what Brandon should say out loud from what stays in his pocket, and gives him a safe default line ("I had JT look at it") rather than playing AI guru. Brandon-Note v4
  • Quick mentions happen on Teams ("mentioned the other day on Teams"); the considered response goes as a written note. Brandon-Note v4
  • When he is out he says so and names when he will pick things up ("tomorrow or this weekend"); plan around it rather than re-ping. record
  • He deletes and resends when a spreadsheet changes; the deleted message leaves no trace, so the resend is the record. record
  • Prefers the manual path when the count is small ("I would just do those 4 manually"); offer automation only where the volume justifies it. record
  • Working sessions are set up by short Teams pings and then a call ("call ya in 5", "Call ya in 10-15?"); the substance is on the call, so the chat shows only the outcome. record · record

Crossover

  • touches Rob and Raya Zakir and Derek Eichenwald: his "review complete, let's talk" email went out on Derek's promised package date with Derek copied and out of office; the package itself did not go. record
  • touches Jamar Anderson: the DocuSign send date (2026-04-20, on Derek's instruction) that JT put back into the timeline was confirmed by Jamar. record
  • touches Jessica Kephart (not tracked; solicitor, role otherwise not on file): subject of the due-diligence assignment. record
  • touches Chad Burnham: Brandon put the same voicemail PIN question to JT on Teams and to Chad by email within two hours; Chad's answer closed it. The old phone contract Chad wants cancelled is Brandon's action for 2026-09-09. record
  • touches the Zakirs and Derek Eichenwald: Brandon wrote to Raya and Rob himself as CCO, copying JT and Derek, which satisfies the promise Derek made the clients on 2026-09-03. Derek still owns the 2026-09-11 package and the 2026-10-02 reconciliation. record
  • touches Jared Thompson: JT sent Brandon a relationship check on the Thompson account — correspondence timeline, Redtail, meetings, MAP, a year of trading — flagged as a fast run with the Black Diamond equity bands not right and not to be sent anywhere. record
  • touches Christopher Kolker and Mike Knoebel: the August management-fee sheet columns they asked for, and the stale ex-Kolker Fidelity accounts closed in Black Diamond. record
  • touches Derek Eichenwald and the Zakirs: JT ran the fee reconstruction past Brandon before Derek saw it; Brandon confirmed it, named the Box filing path, and is holding his own client contact until Derek's response is drafted. record
  • touches Enkodia: the deck came to Brandon from a contact whose intent is unknown (wants Brandon's AI fluency, wants a business read, or is courting a check); JT told Brandon to treat those as three different conversations. Brandon-Note v4
  • touches Derek Eichenwald: the Zakir fee matter is Derek's account as IAR; Brandon reviews the reconciliation as CCO. Zakir Record README
  • touches Derek Eichenwald: the Manual and Supplement updates and the Portal training rollout Derek's decisions gate. E:\Desktop\derek.md
  • touches Derek Eichenwald and the Zakirs: Derek's written reply names him as CCO with his phone number, says the complaint is being formally logged, and promises he will contact the clients directly. record
  • touches Jamar Anderson: Jamar flagged Nydia Retirement Solutions' resignation as TPA for three 401(k) plans (including the firm's own) to him and JT; the 2025 Form 5500 is due 2026-10-15 with extension. record
  • touches Jamar and Derek: JT shared the Zakir Record folder in their group chat. record
  • touches Dan Mayer: the Canvas/Smartleaf fee check and the BD Fee Clean Up workbook on Dan's accounts. record
  • touches Brent McGibbon: "Looks like Brent is registered in TX" during the state registration session. record
  • touches Brian Stark: his Fidelity TTAMP accounts wired into the Fiduciary Oversight Report by the TTAMP field. record

Decisions log

  • As CCO: approved the Kephart solicitor due-diligence submission the same evening it was sent to him; archived as a compliance record to JT, Derek and the compliance mailbox. record
  • As CCO: the Firm's next step with the Zakirs is a call, proposed by email; the written package is not sent. record
  • Agreed the Market & Economic Review deck lives in a dated-folder log under his TCM Firm File › Reports & Resources, with a change summary per version. record
  • Jessica Kephart is active as a solicitor now; compliance due diligence follows within two weeks. record
  • Rescheduled the MBTC Security Benefit Monthly Committee Meeting (October Allocation), cancelling the prior slot with the single word "Rescheduled" and reissuing for 2026-09-29 at 12:00 PM ET; JT accepted the same day. series
  • Deferred the old phone contract cancellation to 2026-09-09 rather than fit it into a day of client meetings. record
  • The CCO contacts the Zakirs directly, in writing, rather than waiting further on Derek's response. record
  • The entire Zakir complaint review files to the 2026 Q3 client-complaint folder in addition to the client file. record
  • A formal Compliance Submission on the Zakir matter waits until the matter is resolved. record
  • The unlinked ex-Kolker Fidelity accounts are marked closed in Black Diamond. record
  • The Zakir fee record is clean and the agreements support what was billed; the gap is client understanding, not documentation. record
  • No direct client call yet; he waits for Derek's response first. record
  • The Zakir fee reconciliation material files under Box\Triumph Capital Representatives\Derek Eichenwald\Client Files\Zakir_Raya_Rob, not a Branch Files or RIA path. record
  • Review of the change log and manual updates moves to 2026-09-04 or the weekend. record
  • The Mayer Canvas fee check is run as a special fee audit; JT builds the comparison from a full Black Diamond pull rather than hand-filling column J. record
  • Stark's four Fidelity accounts are allocated manually from the TTAMP MAP; Fidelity accounts pull by the TTAMP field, Schwab by rep code. record

Meeting log

DateTitleRecord
2026-09-12
Kephart solicitor due diligence submitted, approved by him, archived (email)
record
2026-09-11
Zakir package handed to the CCO; AppRiver sweep; deck update and versioned Box folder (Teams 1:1)
record
2026-09-11
Zakir complaint — CCO says review complete, proposes a call (email to the clients, JT copied)
record
2026-09-09
Due diligence on new solicitor Jessica Kephart (Teams 1:1)
record
2026-09-08
Deck bond slide, the old phone contract, and voicemail setup (teams)
record
2026-09-07
Zakir complaint filing location, Thompson relationship check, Fiduciary Report column (Teams 1:1)
record
2026-09-07
His CCO acknowledgment to the Zakirs (email, JT copied)
record
2026-09-04
Zakir fee reconstruction delivered; agreements and MAP language reviewed (Teams 1:1 and group chat)
record
2026-09-02
Options Report notification sent to him for compliance review (email)
record
2026-09-03
Compliance change log ready; he is out sick (Teams 1:1)
record
2026-09-03
Zakir formal notice and Derek's response (email, copied; named as CCO)
record
2026-09-03
401(k) TPA resignation (email from Jamar)
record
2026-09-03
Zakir billing analysis shared (group chat)
record
2026-06-08
IAR state registrations session set up; Alpha Select versus iRebal sheet; Fiduciary report refreshes (Teams 1:1, then a call)
record
2026-06-10
Stark's Fidelity TTAMP accounts in the Fiduciary report; iRebal unusable (Teams 1:1)
record
2026-06-11
Mayer Canvas fee clean-up; IAR state registrations by call; Brent registered in Texas (Teams 1:1)
record

History

  • Focused-on bullet read "memo with NON-COMPLIANT determination". superseded 2026-09-03: v1 memo withdrawn after the agreements were re-read as 2% / 2.2%.

Records with Brandon